Agri-Finance Specialist Job Vacancy at TEF Consult Dar es Salaam (November 2026)

Job Title: Agri-Finance Specialist

Job Overview

Key Responsibilities

1. Product Design & Development

• Design and structure group-based agricultural lending models tailored to specific value chains.
• Develop inclusive, scalable financial products aligned with seasonal agricultural cash flows (e.g., input financing, supply chain financing, output financing, and embedded financing).
• Collaborate with product, technology, and commercial teams to ensure financial viability and human-centric design.

2. Go-To-Market (GTM) Execution & Rollout

• Lead the end-to-end go-to-market strategy for pilot launches and commercial scale-up.
• Develop comprehensive rollout plans, mobilize field staff and agents, and establish performance incentives.
• Track implementation milestones, resolve operational challenges, and support the onboarding of farmer groups and cooperatives.

3. Portfolio & Risk Management

• Take full ownership of loan portfolio performance, actively tracking Non-Performing Loans (NPL) and Portfolio at Risk (PAR).
• Define early-warning collection triggers, restructuring rules, and field recovery initiatives.
• Build risk assessment frameworks for group lending, incorporating alternatives like insurance, guarantees, and alternative credit scoring models.

4. Field Operations & Stakeholder Engagement

• Manage field onboarding of farmer groups, ensuring strict KYC/KYB compliance.
• Coordinate agent networks, channel operations, and train field teams on agri-finance principles.
• Build and manage strategic partnerships with agribusinesses, input suppliers, cooperatives, financial institutions, NGOs, and local government authorities.

5. Monitoring, Evaluation & Reporting

• Track loan performance, repayment trends, and portfolio health through regular operational dashboards.
• Prepare fortnightly and monthly performance reports detailing adoption rates, time-to-market milestones, and risk evaluations.

Candidate Requirements

Education & Experience

• Bachelor’s Degree in Economics, Finance, Business Administration, or a related field (Postgraduate qualifications are an added advantage).
• Minimum of 3 years of professional experience in agricultural finance, digital lending products, strategic planning, and portfolio management.
• Strong familiarity with rural lending models, farmer group financing, and mobile-based digital financial services.

Key Skills & Competencies

• Strong analytical, problem-solving, and market research skills.
• Advanced stakeholder management and cross-functional leadership capabilities.
• Excellent bilingual communication skills in both English and Swahili.
• High adaptability to operate effectively in both rural field conditions and urban corporate settings.
• Validated experience in project governance, budget tracking, and performance monitoring.

Key Performance Indicators (KPIs)

• Loan Portfolio Health: Minimized NPL and Portfolio at Risk (PAR).
• Product Adoption: Total number of active farmers and groups successfully onboarded.
• Commercial Scale: Timely execution of milestones, pilot rollouts, and time-to-market targets.
• Service Delivery: Maintenance of quality standards and timely reporting.

Working Conditions

• Travel Requirements: Extensive travel across various agricultural regions of Tanzania.
• Environment: Field-based engagements combined with office coordination.

How to Apply

• Email: info@tef.co.tz
• Postal Address: P.O. Box 33542, Dar es Salaam, Tanzania