Credit Manager, Analytics & IFRS Job Vacancy at DCB Commercial Bank – November 2026

Job Title: Credit Manager, Analytics & IFRS

Company: DCB Commercial Bank PLC

Location: Tanzania

Reference Number: DCB-CR-CRM/IFRS-11/2026

About the Organization

DCB Commercial Bank PLC is a fully-fledged retail and commercial bank in Tanzania, offering banking services to individuals, microfinance groups, Small to Medium-sized Businesses (MSMEs), and large corporate clients. With a wide branch network of over 8 branches, more than 1,000 DCB Wakala Agents, and over 280 Umoja switch ATMs, the bank serves over 3 million customers across the country.

About the Role

DCB Commercial Bank is seeking a qualified candidate to fill the position of Credit Manager, Analytics & IFRS. The successful candidate will be responsible for ensuring accurate and timely Expected Credit Loss (ECL) computation, portfolio monitoring, credit risk analytics, and full compliance with Bank of Tanzania (BoT) credit-related regulations.

Key Responsibilities

1. IFRS 9 & ECL Computation

Lead the end-to-end IFRS 9 impairment process for the bank, including data extraction, model runs, staging, overlays, and journal postings.
Ensure accurate computation of ECL for all portfolios (Retail, SME, Corporate, staff loans, and off-balance sheet exposures) and manage periodic ECL reporting to finance and external auditors.
Maintain and update IFRS 9 models, assumptions, and macroeconomic overlays in line with regulatory requirements and best practices.

2. Portfolio Monitoring & Risk Analytics

Oversee portfolio performance monitoring, including Non-Performing Loan (NPL) movements, trends, transitions, and risk migration.
Establish Early Warning Indicators (EWI) and analyze arrears, account utilization, behavioral trends, and delinquency patterns.
Monitor covenant adherence for all credit customers and escalate breaches promptly.
Provide insights on sectoral distribution, concentration risk, and portfolio quality against approved limits.

3. Compliance & Reporting

Ensure full compliance with Bank of Tanzania (BoT) credit-related regulations, guidelines, and circulars.
Coordinate and review all regulatory credit reports, including Credit Reference Bureau (CRB) reports, sectoral exposure reporting, and statutory returns.
Develop and maintain Management Information System (MIS) reports for credit performance, ECL analytics, and regulatory metrics.

4. Team Leadership & Strategic Support

Supervise and train credit and risk teams on IFRS 9 concepts, analytics, and regulatory expectations.
Provide strategic insights to senior management to support credit policy decisions and portfolio strategies.

Qualifications & Experience

Education & Background

Bachelor’s Degree in Finance, Accounting, Economics, Statistics, Actuarial Science, Data Analytics, Mathematics, or a related quantitative discipline from a recognized institution.

Experience & Core Skills

Minimum of 3 years of experience in IFRS 9 impairment modeling and reporting, risk analytics, portfolio monitoring, or regulatory reporting within a bank or financial institution.
Strong understanding of Bank of Tanzania (BoT) credit regulations, prudential guidelines, and reporting requirements.

How to Apply

Interested and qualified candidates should submit their application via email, including:

A detailed CV
Photocopies of academic certificates
Names and contact information of three referees
Submission Email: recruitment@dcb.co.tz
Email Subject Reference: DCB-CR-CRM/IFRS-11/2026
Application Deadline: Not later than 23rd November 2026

(Note: Hard copy applications will not be accepted; all applications must be submitted via email).

To apply for this job email your details to recruitment@dcb.co.tz

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