Corporate Banker at KCB Bank, Dar es Salaam – January 2026

Job Description
Quality of market intelligence information to support credit analysis.
Quality of credit reports for credit committee reviews
Adequacy of personal competence to effectively perform Credit analysis tasks.
Quality of credit portfolio information and credit portfolio maintenance
Minimization of exposures to and impact of risks associated with KYC and AML.
Consistency in adherence to and application of established policies, processes, procedures and tools to achieve optimal efficiency, compliance and cost containment.
Conduct periodic economic analysis, industry studies, self-assessment and stress tests and recommend strategy and plans of action vis a vis the bank’s credit portfolio.
Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
Undertake annual review of security documentation for all corporate accounts.
Responsible for delivering a service to customers that matches the Bank’s mission statement

DAILY RESPONSIBILITIES:

Review of credit requests including review of financial and credit information provided in respect to the corporate clients.
With the support of the Relationship Manager, prepare credit applications commensurate with credit policy for both facility renewals and on-boarding of new facilities
Be conversant with the KYC requirements. Undertake actions to ensure compliance. Exercise due care and diligence in ensuring all AML and KYC requirements are complied with
Maintain financial information on loan accounts including financial covenants, spreads and interim reports.
Monitor and ensure that there is no excesses that are not approved for both assets and liability customers

KEY RESULT AREAS

Perspective

Measurement Dimensions

People

Competence Development

Customer Focus

Standards for credit analysis reports

Standards for credit portfolio reports

Customer satisfaction

KYC compliant customers

Business Systems & Infrastructure

Productivity or resource utilization standards or benchmarks