Credit Risk Manager / Senior Credit Risk Officer at Equity Bank, Dar es Salaam – March 2026

Job Opportunity: Credit Risk Manager / Senior Credit Risk Officer

Equity Bank Tanzania is looking for a qualified Credit Risk Manager / Senior Credit Risk Officer to join their team. This role is vital for maximizing the bank’s risk-adjusted return by identifying, measuring, and communicating the credit risk profile of the branch.

Role Overview

• Functional Level: B/C2

• Reports To: Business Growth Development Manager

• Location: Branch level

Main Duties and Responsibilities

• Risk Identification: Provide timely reporting of significant risks, losses, and the effectiveness of mitigation actions.

• Credit Appraisal: Appraise credit facilities for Personal, Business, and Corporate Banking while ensuring absolute data integrity.

• Portfolio Management: Analyze delinquent accounts and prepare reports on high-risk accounts with recommendations for resolution.

• Collateral Protection: Ensure assets pledged as collateral are protected through regular updates and renewals of insurance policies.

• Strategic Support: Partner with the Credit Recovery Unit to identify problem accounts and negotiate workout plans for delinquent customers.

• Documentation & Compliance: Ensure the quality of facility offer letters in line with approved applications, prudential guidelines, and legislation.

• Reporting: Prepare comprehensive monthly and quarterly credit risk reports for senior management and the board.

Requirements: Knowledge & Experience

• Education: Bachelor’s Degree in Finance, Banking, Accounting, Economics, or Business Administration.

• Experience: * 3–5 years of banking experience.

  • At least 2 years specifically in credit analysis, credit risk, or lending relationship management.

  • Experience in SME and corporate lending, loan structuring, and portfolio management.

• Technical Skills: * Proficiency in financial statement and cash flow analysis.

  • Strong understanding of Bank of Tanzania (BoT) guidelines and prudential regulations.

  • Knowledge of AML/KYC requirements and loan provisioning rules.

How to Apply

If you meet the qualifications and are ready for this challenge, please send your application to the following email address:

Email: TZRecruitment@equitybank.co.tz

Deadline: 17th March 2026