Website ABSA Group
ABSA Group
Join a Bank That’s Shaping Africa’s Future
Organization
Absa Group Limited
With over 100 years of rich history, Absa is proudly African with strong regional and international expertise. Join a team committed to growth, innovation, and empowering Africa’s tomorrow—one story at a time.
Position: Corporate Credit Manager
Job Summary
The Corporate Credit Manager leads the corporate credit function by overseeing:
- Credit assessment and structuring
- Approval processes
- Portfolio monitoring
This role also involves leading a team of Credit Managers, ensuring sound risk management, regulatory compliance, and sustainable business growth.
Key Responsibilities
1. Credit Origination
- Lead and manage a team preparing high-quality credit applications
- Assess and analyse credit requests to provide suitable solutions
- Engage clients to gather financial and deal-related information
- Collaborate with Relationship Managers (RM) and product teams to structure credit facilities
- Prepare and present credit applications for approval
- Ensure all compliance pre-clearances are obtained
- Coordinate documentation and disbursement processes
- Analyse financial statements (historical and projected)
- Participate in client meetings on credit-related matters
- Ensure adherence to internal and regulatory credit policies
- Liaise with credit teams for approvals and limit allocations
2. Portfolio Monitoring
- Monitor portfolio quality through past dues and excess tracking
- Ensure timely submission of key reports (EW, RRCC, excess reports)
- Track risk triggers, covenants, and credit conditions
- Maintain up-to-date client financial records
- Ensure 100% KYC compliance for borrowing clients
- Identify early warning signals to prevent account deterioration
- Participate in relationship team meetings and provide strategic insights
- Conduct stress testing and industry analysis
- Prepare credit opinions and reports
- Maintain audit readiness and effective use of credit systems
3. Risk & Control Management
- Apply risk frameworks and promote a strong risk-aware culture
- Ensure compliance with all internal policies and procedures
- Report and analyse risk incidents and implement preventive measures
- Continuously improve control processes
- Engage with regulatory bodies where necessary
- Monitor portfolio risks and escalate deviations appropriately
- Support anti-money laundering (AML) efforts through:
- Customer identification and due diligence
- Monitoring suspicious transactions
- Maintaining proper records
4. Regulatory & Business Conduct
- Uphold the highest standards of ethics and integrity
- Comply with all regulatory requirements and internal policies
- Take responsibility for managing risk, compliance, and conduct issues
- Promote a culture aligned with Absa’s values and code of conduct
Education Requirements
- Bachelor’s Degree or Advanced Diploma in:
- Business
- Commerce
- Management Studies
(Required)
Why Join Absa?
- Be part of a leading African financial institution
- Access to career development tools and growth opportunities
- Work in a dynamic environment shaping the future of banking in Africa
- Collaborate with talented professionals across regions
Career Development
At Absa Group Limited, your growth matters. Through the My Career Development Portal, you’ll gain access to tools, guidance, and opportunities to unlock your full potential.
How to Apply:
To submit your application, please follow the link provided below.
To apply for this job please visit absa.wd3.myworkdayjobs.com.