Website NBC Bank
NBC Bank
NBC Bank – Branch Sales & Business Growth Role
About NBC
NBC is the oldest serving bank in Tanzania with over five decades of experience. The Bank offers a wide range of:
- Retail Banking
- Business Banking
- Corporate & Investment Banking
- Wealth Management products and services
Job Summary
The main purpose of this role is to drive:
- Loan and Advances growth
- Deposit growth
- Alternative product growth at branches
This includes managing all sales activities, supporting, monitoring, and training Branch Sales Officers across respective branches.
Job Description
1. Accountability: Business Soliciting – Acquisition / Recruitment
Customer Acquisition & Growth
- Drive customer acquisition and recruitment.
- Frequently visit existing customers.
- Ensure all customer acquisition points are functioning effectively at all times.
- Enhance customer experience by ensuring proper execution of:
- Account opening
- Account maintenance
- Loan onboarding
- Digital onboarding
- Digital activation and usage
Business Development
- Identify sectors/areas relevant for business growth within the locality.
- Identify, solicit, conduct KYC and risk reviews of potential customers and approach them to open accounts.
- Work with Business Development Partner to initiate development of relevant products suited to the locality.
- Provide continuous feedback to the Head of Customer Network on performance of products and services at branches.
- Engage with:
- Corporate and Institutional Banking (CIB)
- Business Banking (BB)
to explore retail opportunities from their clients (One Bank Concept).
- Address customer queries related to business matters.
2. Accountability: Deposit Mobilization
- Understand local business dynamics and leverage opportunities to grow deposits.
- Supervise deposit mobilization campaigns at branches.
- Proactively and continuously solicit deposits from all Bank clients to meet deposit targets.
- Follow up proactively on activities outlined in the branch activity calendar.
3. Accountability: Cross Selling
- Cross-sell all Bank products, including:
- Mobile Banking
- Internet Banking
- Agent Banking
- Insurance Products
- Deposit Products
- Loan Products
- FX
- Transfers
- Collect market intelligence on:
- Local competition
- Competing products
- Service levels
4. Accountability: Relationship Management
- Drive customer engagement activities at branches.
- Engage directly with clients and potential clients to build trust and customer loyalty.
- Identify potential clients and develop strategies to onboard them through informative meetings and product discussions.
- Build and maintain long-term relationships with segmented customers through:
- Active listening
- Problem sharing
- Joint solution finding
- Manage customer business contacts and participate in corporate customer social occasions.
- Maintain business acquired to ensure customer activeness and reduce churn.
5. Accountability: Reports, Monitoring & Turnaround
- Maintain database of High Net Worth customers at branches.
- Monitor branch business growth through KPIs.
- Monitor loan turnaround time and provide recovery support.
- Take responsibility for PAR and NPL performance of Branch retail loans.
- Provide inputs and reports to Stressed Asset Management Units and facilitate recovery efforts at branch level.
6. Accountability: Coaching & Mentoring
- Coach and mentor Branch Sales teams regularly.
- Monitor and report performance against agreed KPIs.
Other Duties
- Participate in branch budgeting for sales-related activities.
- Perform other duties as assigned by the Branch Manager.
- Prepare reports and business proposals for management approval.
Education & Experience Required
- Bachelor’s Degree in Business Administration.
- Minimum of 3 years’ banking experience.
- Broad knowledge of banking practices (product knowledge) and banking regulations.
Knowledge, Skills & Competencies
- Strong customer service management skills.
- Customer handling awareness.
- People management skills.
- Strong knowledge of bank products.
- Analytical skills.
- Selling and cross-selling skills.
- Awareness of Bank of Tanzania (BOT) regulations.
- Risk management awareness.
Qualifications & Competency Requirements
- Bachelor’s Degree / Advanced Diploma in:
- Business
- Commerce
- Management Studies
Competency Levels
- Commercial mindset – Junior (meets some requirements; needs further development).
- Customer Excellence – Service Delivery (meets all requirements).
- Digital familiarity (meets all requirements).
- Effective communication – Basic (meets all requirements).
- Experience in a similar environment.
- Openness to change (meets some requirements; needs further development).
- Product and/or Service Knowledge (meets all requirements).
- Sales Management (meets some requirements; needs further development).
How to Apply:
To submit your application, please follow the link provided below.
To apply for this job please visit absa.wd3.myworkdayjobs.com.
