Business Development Officer at NBC

Employer: NBC Bank
Position: Business Development Officer
Location: Tegeta Branch, Dar es Salaam, Tanzania
Employment Type: Full-Time
Job Requisition ID: R-15990999
Posted: 15 September 2026
Application Deadline: 22 September 2026

About NBC Bank

NBC is the oldest serving bank in Tanzania, with over five decades of experience. The bank offers a range of retail, business, corporate and investment banking, and wealth management products and services.

Job Summary

The Business Development Officer will be responsible for the recruitment and management of borrowing customers under the Micro-SME segment, including Kua Nasi, Agriculture and LaRiba.

The role will focus on growing a quality loan portfolio in accordance with the bank’s Credit Policy and Product Procedure Manuals.

Key Accountabilities

1. Growth of Quality Loan Portfolio

• Onboard eligible borrowing customers in accordance with Product Procedure Manuals.
• Follow up on pipelines and sales leads to ensure they mature within agreed turnaround times (TAT).
• Identify, explore and negotiate lending opportunities with existing and new customers.
• Engage with external and internal business stakeholders to ensure the bank’s interests are properly presented and safeguarded.

2. Credit Underwriting Functions

• Receive and review credit applications and ensure compliance with the approved checklist of required documents.
• Liaise with Credit Review Committee (CRC) members to ensure eligible customers are visited to validate submitted information, businesses and collateral.
• Conduct credit appraisal of Micro-SME applications to determine customers’ creditworthiness in line with Product Procedure Manuals.
• Ensure credit applications forwarded to Head Office for approval have been reviewed, discussed and deliberated by the CRC as required.
• Address all issues and queries raised by Head Office Retail Credit or Business teams in collaboration with the CRC without compromising established procedures.

3. Loan Portfolio Management

• Ensure approved loans comply with approved terms and conditions.
• Conduct post-disbursement business visits to confirm fund utilization and report or take appropriate action where deviations occur.
• Ensure customer visits are conducted and reports prepared in accordance with bank guidelines.
• Maintain proper documentation and records of all approved credit application documents at the branch.
• Facilitate timely renewal or refinancing of eligible existing facilities.
• Review the loan portfolio and recommend appropriate interventions to ensure performance remains in line with approved indicators and targets.
• Support the branch in developing and implementing turnaround or recovery measures aimed at improving the quality of the loan portfolio.

4. Deposit Mobilization and Cross-Selling

• Mobilize deposits from new and existing Micro-SME customers under Kua Nasi, NBC Shambani and LaRiba segments.
• Cross-sell the bank’s existing and new products and services.
• Support liaison activities between internal and external stakeholders.

5. Capacity Building

• Conduct mass marketing and training activities for potential and existing customers.
• Conduct product awareness sessions with branches and external customers.

6. Relationship Management and Advisory

• Develop and maintain business relationships with customers on behalf of the bank.
• Advise customers on business and lending requirements.
• Develop appropriate credit structures based on customers’ needs and circumstances.

7. Reporting and Meeting Attendance

• Attend Credit Review Committee (CRC), loan delinquency and collections meetings as directed by management.
• Prepare and submit standard periodic reports and any other reports required by management.

Education and Experience

Education

• Bachelor’s Degree or equivalent in:
  • Finance
  • Accounting
  • Agribusiness
  • Banking
  • Economics
  • Planning
  • A relevant field
• Master’s Degree or banking certification will be an added advantage.

Experience

• At least 1 year of working experience in the banking industry.
• Experience in Micro-SME lending will be an added advantage.

Knowledge and Skills

The successful candidate should demonstrate:

• Deciding and initiating action.
• Learning and researching.
• Entrepreneurial and commercial thinking.
• Relating and networking.
• Adapting and responding to change.
• Persuading and influencing.
• Creating and innovating.
• Customer service and relationship management.
• Digital familiarity.
• Effective communication.
• Product and service knowledge.

How to Apply

Interested and qualified candidates should apply online through the NBC Careers portal.

CLICK/TAP HERE TO APPLY: