Credit Risk Officer at Equity Bank Tanzania – September 2026

Job Details

Company: Equity Bank Tanzania
Job Title: Credit Risk Officer
Department/Division: Risk Department
Reports To: Manager – Credit Risk
Deadline: Friday, 2nd October 2026

Job Purpose

The Credit Risk Officer will support effective credit risk management through portfolio monitoring, risk analysis, regulatory compliance, reporting, and early identification of deteriorating credit exposures.

Main Duties and Responsibilities

• Undertake periodic reviews of the credit portfolio and identify emerging risks and early warning signals.
• Monitor portfolio quality, delinquency trends, concentrations, and migration patterns.
• Support appropriate classification of credit facilities and adequacy of provisions.
• Review compliance with credit policies, regulatory requirements, and approved credit standards.
• Assess the adequacy of underwriting controls and collateral management practices.
• Conduct stress testing, vintage analysis, and other portfolio analytics.
• Prepare credit risk reports for management, committees, and regulatory purposes.
• Escalate significant credit risk concerns and recommend remedial actions.
• Support audits, regulatory reviews, and risk management projects.

Knowledge, Skills, Qualifications and Experience

Knowledge

• Understanding of credit risk management principles and banking operations.
• Knowledge of Bank of Tanzania (BOT) prudential regulations and risk governance requirements.
• Understanding of portfolio monitoring, provisioning, and IFRS 9 concepts.
• Proficiency in Microsoft Excel and data analysis tools.

Skills

• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Excel and data analysis tools.
• Ability to analyse large datasets and prepare clear reports and dashboards.
• Effective communication and report-writing skills.
• Attention to detail, integrity, and confidentiality.
• Ability to manage multiple priorities and meet deadlines.

Qualifications

• Bachelor’s degree in Finance, Banking, Economics, Accounting, Statistics, Risk Management, or a related field.
• Professional certification in Risk Management, Banking, Accounting, or Audit is an added advantage.

Work Experience

• At least one year of relevant experience in banking, risk management, audit, finance, or credit-related functions.

How to Apply

Applicants who meet the requirements should submit:

• Cover letter
• Detailed resume/CV
• Copies of relevant certificates and testimonials

All documents should be combined into a single PDF file.

Applicants should quote the respective Job Title or Reference Number in the subject field and send their application to:

Email: TZRecruitment@equitybank.co.tz

Application Deadline: Friday, 2nd October 2026

Only shortlisted candidates will be contacted.

Equal Opportunity and Data Privacy

Equity Bank Tanzania is an equal opportunity employer. The Bank values the diversity of individuals, ideas, perspectives, insights, and values that employees bring to the workplace.

By submitting an application, candidates consent to Equity Bank Tanzania Limited collecting and processing their personal data strictly for recruitment, selection, and, where applicable, employment purposes.

Equity Bank Tanzania Limited will process personal data in accordance with the Data Protection and Privacy Act, Cap 97, and its Data Privacy Policy.

Personal information will be treated with the highest level of confidentiality and will not be shared with unauthorized third parties, except where disclosure is required by law or regulatory obligation.