Manager – IFRS 9, Portfolio Analytics & Reporting at Equity Bank Tanzania

Company: Equity Bank Tanzania
Job Title: Manager – IFRS 9, Portfolio Analytics & Reporting
Department: Credit
Function Level: Manager
Reports To: Head of Credit Underwriting
Employment Type: Full-time
Location: Tanzania
Posted: 26 August 2026
Application Deadline: 4 September 2026

Job Purpose

The Manager – IFRS 9, Portfolio Analytics & Reporting will provide high-quality credit portfolio analytics, IFRS 9/Expected Credit Loss (ECL) oversight, management information, and forward-looking portfolio insights to support credit and business decision-making at Equity Bank Tanzania.

Key Responsibilities

1. Credit Portfolio Analytics & Reporting

• Coordinate credit portfolio analytics and reporting activities.
• Monitor portfolio performance across products, segments, branches, sectors, customer types, risk grades, vintages, and loan stages.
• Convert complex portfolio data into clear and actionable management insights.
• Support monthly and quarterly portfolio review meetings.

2. IFRS 9 & Expected Credit Loss (ECL)

• Manage and monitor IFRS 9 ECL movements.
• Analyze Significant Increase in Credit Risk (SICR).
• Assess key ECL drivers, including:
  • Probability of Default (PD)
  • Loss Given Default (LGD)
  • Exposure at Default (EAD)
  • Discounting
  • Forward-looking economic scenarios
  • Macroeconomic assumptions
• Identify unusual or unexpected ECL movements and explain them to management.
• Support IFRS 9 model performance reviews and validation exercises.

3. Portfolio Risk Monitoring

• Track cures and movements between loan stages.
• Recommend early intervention where stage migration indicates emerging risks.
• Develop vintage-analysis frameworks to assess the quality of newly originated loans.
• Develop indicators capable of identifying portfolio deterioration before accounts become NPLs.
• Identify emerging concentration risks and provide recommendations to management.
• Assess whether portfolio returns adequately compensate for credit risk.

4. Data Quality & Controls

• Ensure portfolio data is accurate, complete, and reconciled.
• Establish strong controls over credit portfolio data.
• Reconcile data between source systems and management reports.
• Ensure accurate classification of exposures.
• Maintain consistent data definitions across Credit, Risk, and Finance.
• Establish appropriate controls over data extraction and reporting.

5. Regulatory Reporting & Audit Support

• Support internal and external audits relating to:
  • IFRS 9 ECL
  • Credit portfolio reporting
  • Data integrity
• Provide accurate portfolio analytics and data for regulatory reporting and supervisory reviews.
• Work with Finance, Risk, and Compliance on reporting requirements.
• Monitor the accuracy of guarantee-scheme reporting, including PASS and AGF.

Qualifications

• University degree in Economics, Business Administration, Finance, or a related field.

Required Skills & Knowledge

Candidates should have:

• Strong knowledge of IFRS 9 reporting.
• Strong portfolio analytics and monitoring skills.
• Excellent Microsoft Office/Microsoft Suite proficiency.
• Strong interpersonal and communication skills.
• Leadership and relationship-building capabilities.
• Good English communication skills, both written and spoken.
• Networking and market-intelligence skills.
• Experience working with C-suite professionals and teams.

Experience

• Minimum 4–6 years of experience in Credit Administration and IFRS 9, Portfolio Analytics & Reporting.

How to Apply

Applicants who meet the requirements should submit the following documents in a single PDF file:

• Cover letter
• Detailed CV/resume
• Relevant academic certificates
• Testimonials

Applications should be sent to:

TZRecruitment@equitybank.co.tz

Email Subject: Manager – IFRS 9, Portfolio Analytics & Reporting or the relevant reference number.

Deadline: Friday, 4 September 2026

Only shortlisted candidates will be contacted.