Airtel Money – Product Manager: Loans, Savings & Wealth

Company: Airtel Tanzania / Airtel Africa
Job Type: Full-time
Location: Tanzania
Posted: August 26, 2026

Job Overview

Airtel Africa is seeking an experienced Product Manager – Loans, Savings & Wealth to lead the growth and management of digital financial products across lending, savings, and wealth/investment services.

The role focuses on developing product strategies, managing the full product lifecycle, driving customer and revenue growth, monitoring portfolio performance, and working with technology, financial institutions, regulators, and other stakeholders.

Key Responsibilities

1. Product Strategy & Portfolio Growth

• Develop product strategies and roadmaps for Loans, Savings, and Wealth products.
• Identify customer needs, market opportunities, and emerging digital financial services trends.
• Drive customer acquisition, activation, and retention.
• Develop business cases and proposals for new financial products.
• Benchmark Airtel products against competitors and industry best practices.
• Drive growth in active users, loan disbursements, savings balances, investments, and revenue.

2. Product Development & Lifecycle Management

• Manage products from concept through launch, enhancement, and retirement.
• Define business requirements, customer journeys, user stories, and product specifications.
• Lead product launches and enhancements.
• Work with Technology teams to deliver new features.
• Monitor customer feedback and product performance.
• Continuously improve products to ensure they remain competitive and customer-focused.

3. Portfolio Performance & Commercial Management

• Grow loan portfolios, savings balances, investment values, and profitability.
• Monitor repayment performance, portfolio quality, customer activity, and revenue.
• Develop pricing, campaign, and product optimization strategies.
• Analyze performance and recommend corrective actions.
• Support achievement of customer and financial targets.

4. Partner & Stakeholder Management

• Manage relationships with:
  • Banks
  • Lending institutions
  • Investment providers
  • Asset managers
  • Other ecosystem partners
• Coordinate with Technology, Marketing, Finance, Legal, and Compliance teams.
• Support commercial negotiations and agreements.
• Ensure effective integration with external partners.

5. Risk, Compliance & Governance

• Ensure products comply with regulatory requirements and internal policies.
• Ensure compliance with AML, KYC, and consumer protection requirements.
• Work with Risk and Compliance teams to manage portfolio risks.
• Support audits, regulatory reporting, and due diligence.
• Identify and mitigate operational, credit, and fraud risks.
• Maintain customer data privacy and security standards.

6. Performance Management & Reporting

• Conduct daily, weekly, and monthly portfolio reviews.
• Track KPIs such as:
  • Active customers
  • Loan disbursements
  • Repayment rates
  • Savings balances
  • Investment values
  • Transaction volumes
  • Revenue
• Develop dashboards, forecasts, and management reports.
• Use data analysis and customer insights to drive continuous improvement.

Qualifications & Requirements

Education

Bachelor’s degree in any of the following or a related field:

• Business Administration
• Finance
• Economics
• Banking
• Commerce
• Marketing
• Information Technology

Experience

• Minimum 3 years’ experience in Product Management, Digital Financial Services, Banking, Fintech, Mobile Money, Lending, Savings, or Investment Products.
• Strong understanding of digital lending, savings, and wealth management ecosystems.
• Experience managing financial products throughout their lifecycle.
• Knowledge of Agile methodologies and digital product management tools.
• Understanding of lending models, credit scoring, and customer behaviour.
• Familiarity with financial-sector regulatory and compliance frameworks.
• Experience with digital platforms, mobile applications, and API integrations.
• Strong analytical, communication, and stakeholder-management skills.

Added Advantage: MBA or a professional financial certification.

Ideal Candidate

The strongest candidate would have a combination of digital financial services/product management experience, commercial and analytical skills, knowledge of lending and savings products, Agile delivery experience, and strong stakeholder-management capabilities.

How to Apply

CLICK HERE TO APPLY