Senior Manager Credit Environmental and Social Risk – CRDB Bank

Job Title: Senior Manager Credit Environmental and Social Risk
Organization: CRDB Bank
Department: Credit Department
Reporting Line: Head of Credit Operations and Administration
Location: Tanzania Head Office
Number of Openings: 1
Employment Type: Permanent / Full-Time
Application Deadline: 12 August 2026

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About CRDB Bank

CRDB Bank is one of Tanzania’s leading financial institutions committed to responsible banking, sustainability, and Environmental, Social, and Governance (ESG) principles. The Bank integrates sustainability practices into its operations and lending activities to promote responsible economic development.

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Job Purpose

The Senior Manager Credit Environmental and Social Risk will provide strategic leadership in identifying, assessing, mitigating, monitoring, and governing Environmental, Social, and Climate (ESC) risks within the Bank’s credit portfolio.

The role is responsible for embedding ESG and climate risk requirements into:

• Credit policies.
• Credit systems.
• Lending processes.
• Risk management frameworks.

The position ensures compliance with:

• CRDB Bank policies.
• Bank of Tanzania regulations.
• IFC Performance Standards.
• Equator Principles.
• Development Finance Institution (DFI) requirements.
• Sustainability commitments.

The Senior Manager will oversee:

• Environmental and Social Due Diligence (ESDD).
• ESG risk monitoring.
• Climate risk integration.
• Sustainable finance initiatives.
• ESG reporting.
• Capacity building.
• Stakeholder engagement.

The role safeguards the Bank against environmental, social, climate-related, legal, financial, and reputational risks.

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Key Responsibilities

1. Strategic Environmental and Social Risk Oversight

• Provide strategic oversight of Environmental and Social Due Diligence (ESDD) for:
  • Lending transactions.
  • Investments.
  • Treasury activities.
  • Structured finance transactions.
• Review and approve Environmental and Social Risk Assessments.
• Ensure compliance with:
  • Environmental and Social Management System (ESMS).
  • Internal policies.
  • Regulatory requirements.
  • International ESG standards.
• Assess environmental, social, and climate risks including:
  • Biodiversity.
  • Labour practices.
  • Occupational health and safety.
  • Community health and safety.
  • Human rights.
  • Land acquisition and resettlement.
  • Supply chain risks.
• Determine appropriate Environmental and Social Risk Categorization.

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2. Risk Mitigation and Credit Conditions Management

• Recommend and oversee implementation of risk mitigation measures including:
  • Environmental and Social Action Plans (ESAPs).
  • Financing conditions.
  • Monitoring requirements.
  • Corrective action programmes.
  • Environmental and Social Covenants.
  • Representations and warranties in financing agreements.
• Ensure environmental and social risks are properly managed throughout the credit lifecycle.

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3. Portfolio ESG Risk Monitoring and Compliance

• Lead portfolio-wide environmental and social risk monitoring activities.
• Conduct and oversee:
  • Site monitoring visits.
  • Portfolio reviews.
  • Compliance verification.
  • Covenant monitoring.
  • ESG report reviews.
  • Audit reviews.
  • Consultant assessments.
  • Incident investigations.
• Assess ongoing portfolio environmental and social performance.
• Identify emerging ESG risks and recommend corrective actions.

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4. Environmental and Social Incident Management

• Lead identification, escalation, and resolution of:
  • Environmental incidents.
  • Social risks.
  • Climate-related issues.
  • Compliance breaches.
• Ensure timely management response to material ESG risks across the portfolio.

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5. ESG Risk Management Systems and Reporting

• Establish and maintain ESG risk management frameworks including:
  • ESG risk registers.
  • Monitoring frameworks.
  • Dashboards.
  • Management information systems.
  • Portfolio analytics tools.
• Support regulatory and management decision-making through quality ESG data.
• Lead preparation of:
  • ESG reports.
  • Portfolio monitoring reports.
  • Sustainability dashboards.
  • Regulatory submissions.
  • Development partner reports.
• Provide ESG risk analysis and recommendations to senior management and governance committees.

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6. Climate Risk and Sustainable Finance Integration

• Integrate:
  • Environmental risks.
  • Social risks.
  • Climate risks.
  • Nature-related risks.

into:

• Credit risk assessments.
• Enterprise risk management processes.
• Climate transition strategies.
• Resilience programmes.
• Sustainable finance initiatives.
• Oversee ESG data management systems and digital solutions.
• Ensure ESG and climate requirements are integrated into Credit Management Systems.

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7. Stakeholder Engagement and Partnerships

Develop and maintain relationships with:

• Regulators.
• Development Finance Institutions (DFIs).
• Investors.
• Technical partners.
• Consultants.
• Industry associations.

Represent the Bank during:

• ESG assessments.
• Regulatory inspections.
• Sustainability engagements.
• Due diligence exercises.
• Climate finance forums.
• Sustainable banking forums.

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8. Consultant Management and Quality Assurance

• Manage external environmental and social consultants.
• Ensure quality of:
  • Independent assessments.
  • Portfolio monitoring assignments.
  • Capacity-building programs.
  • Technical assistance initiatives.
  • ESG projects.

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9. Leadership, Training and ESG Culture Development

• Lead, coach, mentor, and develop Environmental and Social Risk professionals.
• Build ESG capability across the organization through:
  • Training programs.
  • Awareness sessions.
  • Knowledge-sharing activities.
  • Succession planning.
  • Talent development.
• Promote:
  • Responsible banking.
  • Accountability.
  • Innovation.
  • Sustainability excellence.

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10. Strategic ESG Initiatives

• Lead strategic initiatives related to:
  • ESG risk management.
  • Climate risk.
  • Sustainable finance.
  • Institutional sustainability.
  • Development partnerships.
  • Donor-funded programs.
• Develop:
  • ESG case studies.
  • Lessons learned.
  • Best practices.
  • Innovation initiatives.

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Required Qualifications

Education

Bachelor’s Degree in:

• Environmental Science.
• Environmental Engineering.
• Natural Resources Management.
• Sustainability.
• Climate Change.
• Environmental Management.
• Related fields.

Added Advantage:

Master’s Degree in:

• Environmental Management.
• Sustainability.
• Climate Change.
• ESG.
• Sustainable Development.
• Climate Finance.
• Risk Management.

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Professional Experience

Minimum 6 years of relevant experience in:

• Environmental and Social Risk Management.
• ESG.
• Sustainable Finance.
• Climate Risk Management.
• Environmental Compliance.
• Development Finance.
• Related fields.

Required experience includes:

• Environmental and Social Due Diligence (ESDD).
• IFC Performance Standards implementation.
• Stakeholder engagement.
• Environmental and social compliance monitoring.
• Environmental and Social Action Plans (ESAPs).
• Climate risk assessment.
• Sustainability reporting.

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Professional Certifications (Added Advantage)

Certifications in areas such as:

• ESG.
• Sustainable Finance.
• Climate Risk Management.
• IFC Performance Standards.
• Equator Principles.
• GHG Accounting.
• PCAF.
• ISSB/IFRS Sustainability Standards.
• GRI.
• SASB.
• TCFD.
• TNFD.
• ISO 14001.
• NEBOSH.
• IOSH.

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Professional Registration

Highly desirable:

• Registration with National Environment Management Council (NEMC) as:
  • Environmental Impact Assessment (EIA) Expert.
  • Environmental Auditor (EA).
  • Other relevant environmental accreditation.

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Technical Knowledge and Skills

Strong knowledge of:

• IFC Performance Standards.
• World Bank Environmental and Social Framework (ESF).
• Equator Principles.
• Tanzanian environmental and social legislation.
• Climate risk management frameworks.
• Climate adaptation and resilience approaches.
• Sustainable finance principles.

Knowledge of reporting frameworks:

• GRI.
• ISSB.
• IFRS S1 and S2.
• TCFD.
• TNFD.
• PCAF.

Additional skills:

• Risk assessment.
• Project management.
• Report writing.
• Data analysis.
• Negotiation.
• Presentation skills.
• Stakeholder engagement.
• Microsoft Office proficiency.
• Sustainability and climate reporting tools.

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CRDB Bank Commitment

CRDB Bank promotes sustainability, ESG practices, and an inclusive workplace. Applications from women and persons with disabilities are encouraged.

Important: CRDB Bank does not charge any fees during recruitment or application processes. Any request for payment should be ignored.

Only shortlisted candidates will be contacted.

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How to Apply

Interested candidates should submit their applications through the official CRDB Bank recruitment platform using the application link provided in the vacancy announcement.

Position: Senior Manager Credit Environmental and Social Risk
Employment Type: Permanent / Full-Time
Deadline: 12 August 2026

Applicants should carefully review the requirements and ensure they meet the required qualifications and experience before applying.

CLICK HERE TO APPLY