Job Summary — Credit Risk Manager (Mining & Project Finance)

This opportunity is with NBC Bank Tanzania, one of Tanzania’s leading commercial banks with extensive experience in corporate and investment banking.

The role focuses on managing a portfolio of Mining and Project Finance clients while conducting high-quality credit risk assessments, portfolio monitoring, governance oversight, and stakeholder engagement to support responsible lending and strategic growth.

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Overall Purpose of the Role

The successful candidate will:

• Manage Mining and Project Finance client portfolios
• Conduct detailed credit risk assessments and reviews
• Prepare and present credit applications to risk committees
• Oversee the full credit lifecycle:
  • Credit granting
  • Implementation
  • Monitoring
  • Restructuring
• Support business growth while balancing risk and reward
• Liaise with legal teams on:
  • Mining laws
  • Environmental regulations in Tanzania

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Key Responsibilities

1. Credit Risk Management

Responsibilities include:

• Managing credit risk work for Mining and Project Finance clients
• Conducting comprehensive credit reviews and portfolio assessments
• Presenting portfolio analysis to:
  • Senior Management
  • Risk Committees
• Preparing:
  • Credit applications
  • Technical reports
  • Risk presentations
• Monitoring:
  • Covenants
  • Conditions precedent
  • Outstanding securities
  • Client performance trends
• Maintaining accurate due diligence records
• Identifying emerging risks and watchlist clients
• Supporting automated credit risk systems and data accuracy

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2. Governance & Compliance

The candidate will:

• Ensure compliance with:
  • Bank credit policies
  • Legal and regulatory requirements
  • Risk appetite frameworks
• Complete mandatory compliance training
• Monitor covenant compliance and reporting obligations
• Maintain strong governance across the credit lifecycle

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3. Data & System Management

Responsibilities include:

• Producing management information (MI) reports
• Maintaining accurate risk system data including:
  • Default Grades (DGs)
  • Loss Given Default (LGD)
  • Credit limits
  • Review dates
• Supporting Risk Weighted Asset (RWA) efficiencies

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4. Business Enablement

The role also involves:

• Supporting growth initiatives with solution-driven risk guidance
• Participating in:
  • Portfolio Quality Meetings
  • Watchlist Meetings
  • New Business Committees
• Providing risk insights to stakeholders
• Attending client meetings and delivering training support

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5. Leadership & Collaboration

The successful candidate will:

• Support a high-performance culture
• Contribute to risk improvement projects
• Build strong stakeholder relationships across the bank
• Adapt to changing banking and risk environments
• Demonstrate alignment with NBC’s Risk Strategy

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Required Qualifications

Applicants should possess:

• Bachelor’s Degree in:
  • Business
  • Commerce
  • Related fields

Added Advantage

• Mining specialization
• Postgraduate qualifications such as:
  • CA(SA)
  • CFA

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Experience Requirements

Candidates should have:

• At least 5 years’ experience in:
  • Credit risk
  • Mining finance
  • Oil & Gas finance
  • Project finance
• Experience within:
  • Mining sector transactions
  • Resource sector financing
  • Corporate banking risk environments

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Required Skills & Knowledge

Technical Skills

• Strong understanding of:
  • Mining sector operations
  • Project finance structures
  • Oil & Gas financing
• Credit analysis expertise
• Banking products and regulatory knowledge
• Risk management principles
• Professional report writing and presentations

Soft Skills

• Stakeholder management
• Communication skills
• Leadership capability
• Analytical thinking
• Decision-making and problem-solving

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Ideal Candidate Profile

The ideal candidate is:

• Commercially minded
• Highly analytical
• Experienced in corporate credit risk
• Comfortable engaging with senior stakeholders and committees
• Skilled in balancing growth opportunities with prudent risk management

 

To submit your application, please follow the link provided below.

CLICK HERE TO APPLY