Website First Housing Finance (Tanzania) Limited
First Housing Finance (Tanzania) Limited
Vacancy: Credit Administrator
Company: First Housing Finance (Tanzania) Limited
Unit: Credit Department
Reporting To: Head of Credit
Application Deadline: 8 May 2026
About First Housing Finance (Tanzania) Limited
is a financial institution specializing in housing finance and mortgage lending solutions, aimed at supporting home ownership in Tanzania through structured credit products.
Job Title: Credit Administrator
Job Purpose
The Credit Administrator is responsible for overseeing operational credit administration functions, including:
- Monitoring accounts showing early signs of risk
- Managing non-performing assets (NPAs) and written-off accounts
- Ensuring proper credit documentation and compliance
- Supporting loan processing and recovery strategies
Key Responsibilities
1. Credit Documentation & Security Perfection
- Process and verify:
- Title deeds
- Mortgages
- Debentures
- Personal and corporate guarantees
- Letters of offer
- Ensure accurate mortgage creation and system recording
- Maintain organized and complete credit files
2. Valuation & Property Management
- Obtain and review valuation reports
- Track land rent receipts
- Maintain knowledge of property laws and requirements
3. Loan Monitoring & Tracking
- Maintain trackers for:
- Undisbursed loans
- Unperfected securities
- Fees (legal, valuation, cash margins, etc.)
- Pending documentation
- Follow up with internal teams to clear outstanding items
4. Credit Quality & Risk Monitoring
- Monitor portfolio performance and delinquency levels
- Identify potential fraud or credit risk concerns
- Ensure adherence to credit policies and approval guidelines
5. Compliance & Regulatory Adherence
- Ensure compliance with:
- Internal credit policies
- Bank of Tanzania (BOT) regulations
- Legal and regulatory requirements
6. Operational Efficiency
- Ensure timely processing of credit activities
- Manage loan disbursement coordination
- Resolve operational issues with relevant departments
Skills & Competencies
- Strong attention to detail
- Good organizational and time management skills
- Strong follow-up and coordination ability
- Basic analytical and risk identification skills
- Excellent communication and teamwork
- High integrity and confidentiality
- Proficiency in Microsoft Excel and Office tools
- Familiarity with banking systems
Qualifications & Experience
- Bachelor’s Degree in:
- Finance
- Banking
- Economics
- Business Administration
- Related field
Experience
- 4–5 years in credit administration, loan processing, or banking operations
Added Advantage
- Mortgage or property finance experience
- Knowledge of loan documentation and securities perfection
- Experience using Flexcube system
How to Apply
Interested candidates should submit:
- Updated CV
- Cover letter detailing experience and qualifications
📧 Application Email: info@firsthousing.co.tz
Application Deadline
- 8 May 2026
To apply for this job email your details to info@firsthousing.co.tz