Manager Impairment and Regulatory Reporting Job Vacancy – CRDB Bank (August 2026)

CRDB Bank is seeking a qualified and experienced professional for the position of Manager Impairment and Regulatory Reporting. The role is responsible for leading credit impairment management, IFRS 9 Expected Credit Loss (ECL) processes, and regulatory reporting while ensuring compliance with Bank of Tanzania (BoT) requirements and international financial reporting standards.

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Job Details

• Position: Manager Impairment and Regulatory Reporting
• Company: CRDB Bank PLC
• Department: Credit Department
• Reporting Line: Senior Manager Credit Impairment and Regulatory Reporting
• Location: Tanzania Head Office
• Number of Openings: 1
• Employment Type: Permanent
• Application Deadline: 16 August 2026

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Job Purpose

The successful candidate will lead the development, governance, and delivery of:

• Credit impairment processes under IFRS 9 Expected Credit Loss (ECL).
• Bank of Tanzania regulatory reporting.
• Credit risk analytics and reporting frameworks.

The role ensures accurate, timely, and insightful reporting to support:

• Regulatory compliance.
• Financial reporting.
• Effective credit risk management.
• Strategic decision-making.

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Key Responsibilities

IFRS 9 Impairment Management

• Lead the end-to-end IFRS 9 Expected Credit Loss process, including:
  • Credit staging.
  • Provisioning.
  • Impairment reporting.
• Ensure compliance with IFRS 9 and Bank of Tanzania credit risk guidelines.
• Oversee development, calibration, and validation of:
  • Probability of Default (PD) models.
  • Loss Given Default (LGD) models.
  • Exposure at Default (EAD) models.
  • Loss rate models.
• Monitor:
  • Significant Increase in Credit Risk (SICR).
  • Default definitions.
  • Cure methodologies.

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Credit Risk Analytics

• Incorporate forward-looking macroeconomic factors, including:
  • GDP growth.
  • Inflation.
  • Exchange rates.
  • Sector risks.
• Perform portfolio analysis covering:
  • Segment-level impairment.
  • Sector exposures.
  • Non-performing loan (NPL) movements.

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Regulatory Reporting

• Lead preparation and submission of regulatory reports to the Bank of Tanzania, including:
  • Capital adequacy reports.
  • Asset quality reports.
  • Provisioning reports.
  • Large exposure and concentration risk reports.
  • Liquidity and balance sheet reports.
• Ensure alignment between IFRS 9 impairment results and BoT regulatory provisioning requirements.
• Interpret new BoT regulations and implement required reporting changes.
• Act as a key contact point for:
  • Bank of Tanzania inspections.
  • Regulatory reviews.
  • External audits.

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Governance, Controls & Compliance

• Establish strong control frameworks for impairment and regulatory reporting.
• Ensure compliance with:
  • IFRS 9 standards.
  • Bank of Tanzania regulations.
  • Banking and Financial Institutions Act (BAFIA).
  • Internal risk policies.
• Maintain:
  • Model documentation.
  • Methodologies.
  • Process manuals.

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Data Management & Systems Improvement

• Ensure accuracy, completeness, and reliability of data used for:
  • Impairment models.
  • Regulatory reporting.
• Collaborate with:
  • IT teams.
  • Data teams.
  • MIS teams.
• Support enhancement of:
  • IFRS 9 systems.
  • Regulatory reporting platforms.
• Drive automation to reduce manual processes and operational risks.

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Stakeholder Management & Leadership

• Collaborate with:
  • Risk Management.
  • Finance.
  • Treasury.
  • Credit teams.
  • Business units.
• Provide impairment insights to senior committees, including:
  • Capital Management Committee (CMC).
  • Asset and Liability Committee (ALCO).
  • Board Risk Committee.
• Lead and develop credit risk and reporting analysts.
• Promote strong risk culture and continuous improvement.

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Qualifications & Experience

Applicants should possess:

Education

• Bachelor’s Degree in:
  • Finance
  • Accounting
  • Banking
  • Economics
  • Statistics
  • Related fields

Added Advantage:

• Master’s Degree.
• Professional certifications such as:
  • CPA(T)
  • ACCA
  • CFA
  • FRM

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Professional Experience

• Minimum 5 years of experience in banking, preferably within Tanzania or East Africa.
• Proven experience in:
  • IFRS 9 impairment management.
  • Expected Credit Loss (ECL) frameworks.
  • Credit risk measurement.
  • Bank of Tanzania regulatory reporting.

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Technical Skills & Knowledge

Candidates should have strong knowledge of:

• IFRS 9 impairment frameworks.
• Bank of Tanzania prudential regulations.
• Basel II/III principles.
• Credit risk modelling.
• Tanzanian macroeconomic and sector risk environment.
• Stress testing and ICAAP processes.

Technical expertise required:

• Advanced Excel.
• SQL.
• SAS.
• Python.
• Core banking systems.
• IFRS 9 engines.
• Regulatory reporting tools.

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Key Competencies

The ideal candidate should demonstrate:

• Strong analytical and quantitative skills.
• High attention to detail and accuracy.
• Ability to interpret regulatory requirements.
• Strong reporting and problem-solving skills.
• Leadership and team development abilities.
• Excellent communication skills.
• Ability to engage regulators and senior stakeholders.
• Ability to work effectively under pressure during reporting cycles.

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CRDB Commitment

CRDB Bank promotes:

• Sustainability and ESG practices.
• Inclusive workplace culture.
• Equal opportunities.

Applications from women and persons with disabilities are encouraged.

Important: CRDB Bank does not charge any fees during the recruitment process. Applicants should disregard any request for payment.

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How to Apply

Interested candidates should submit their applications through the official CRDB Bank recruitment portal.

CLICK HERE TO APPLY