Manager – SME Liabilities

Organization: Equity Bank Tanzania
Job Title: SME Liabilities Manager
Location: Tanzania
Employment Type: Full-time
Application Deadline: 21 August 2026

Job Summary

The SME Liabilities Manager is responsible for driving the growth, stability, and profitability of SME deposit portfolios by acquiring new SME customers, strengthening existing relationships, and increasing transactional banking activity.

The role focuses on mobilizing low-cost deposits, growing transaction volumes, promoting cash management solutions, and supporting the bank’s balance sheet growth objectives.

Key Responsibilities

1. SME Deposit Growth and Mobilization

The SME Liabilities Manager will:

Develop strategies to grow SME deposits and transactional balances.
Acquire new SME banking relationships.
Identify opportunities for increasing low-cost deposits.
Drive deposit mobilization initiatives aligned with bank targets.
Monitor SME portfolio performance and growth.

2. SME Relationship Management

Responsibilities include:

Build and maintain strong relationships with SME customers.
Understand SME business needs and provide suitable banking solutions.
Strengthen customer retention and loyalty.
Deepen relationships with existing SME clients.
Coordinate with internal teams to deliver quality customer solutions.

3. Transaction Banking and Digital Solutions

The role will:

Promote cash management solutions among SME clients.
Increase usage of digital payment channels.
Encourage transactional activity through the bank.
Support adoption of banking products that improve customer experience and profitability.

4. Business Development and Market Expansion

Responsibilities include:

Identify potential SME customers and market opportunities.
Conduct customer visits and relationship-building activities.
Develop plans to expand SME banking presence.
Support sales initiatives and business growth strategies.
Build networks with SME owners and business communities.

5. Portfolio Monitoring and Reporting

The Manager will:

Track SME deposit performance.
Monitor customer acquisition and retention.
Prepare portfolio reports and business updates.
Analyze trends and recommend growth strategies.
Ensure achievement of SME liability targets.

Required Skills and Competencies

The ideal candidate should have:

Strong understanding of SME banking products.
Experience in deposit mobilization and customer acquisition.
Strong relationship management skills.
Business development and sales capability.
Excellent negotiation and communication skills.
Ability to manage customer portfolios.
Target-driven mindset with strong commercial awareness.
Analytical and problem-solving abilities.

Preferred Experience

Experience in:

SME banking
Retail or commercial banking
Liability management
Relationship management
Banking sales and business development

will be an added advantage.

Application Information

Interested candidates should visit:

Equity Bank Tanzania Careers

Applications should be submitted through: TZRecruitment@equitybank.co.tz

Deadline: 21 August 2026

Important Note

Equity Bank Tanzania is an equal opportunity employer committed to diversity and inclusion. Candidates with experience in SME banking, customer acquisition, deposit mobilization, and relationship management are encouraged to apply.

To apply for this job email your details to TZRecruitment@equitybank.co.tz

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